Trusted by 2,000+ Healthcare Providers

Help Your Patients
Afford the Care
They Need

Seamless credit card processing and patient financing specifically designed for mental health counselors, physical therapists, and occupational therapists.

User User User

Join 2,000+ providers increasing patient retention by 40%

Payment Plan Setup

Patient Financing

Approved

Sarah M.

Physical Therapy

$150/mo

12 Months

0% APR Available

$1,800 total

HIPAA Compliant

Bank-level security for all patient financial data

Trusted by leading healthcare practices

MedGroup
MindCare
PhysioPro
OccuTherapy
WellnessHub
CarePlus
Why Choose TheraCredit

Everything You Need to Offer Patient Financing

Simple, secure, and specifically built for healthcare providers who put their patients first.

Flexible Payment Plans

Offer 0% APR options, extended payment terms, and customizable plans that fit your patients' budgets and your cash flow needs.

HIPAA Compliant

Bank-level encryption and full HIPAA compliance ensure patient financial and health data remains secure and private.

Instant Approvals

Real-time credit decisions in under 2 minutes. No paperwork, no waiting, no stress for you or your patients.

Competitive Rates

Lower processing fees than traditional merchant services. Keep more of what you earn while helping more patients.

Mobile-First Design

Process payments and check financing status from any device. Perfect for busy practices on the go.

Dedicated Support

White-glove onboarding and 24/7 support from our team who understands the unique needs of healthcare providers.

Built For Your Practice

Specialized Solutions for Therapeutic Care

We understand the unique challenges of different therapeutic disciplines.

Mental Health

Mental Health Counselors

Break down financial barriers to mental wellness. Offer discreet financing options that help patients prioritize their mental health without financial stress.

  • Private, confidential processing
  • Recurring session packages
  • Sliding scale integration
Physical Therapy

Physical Therapists

Ensure continuity of care for rehabilitation programs. Patients shouldn't skip sessions due to cost—keep them on track with affordable payment plans.

  • Treatment plan financing
  • Insurance co-pay coverage
  • Home exercise equipment loans
Occupational Therapy

Occupational Therapists

Help patients afford adaptive equipment and comprehensive therapy programs. From initial assessment to long-term care, we've got you covered.

  • Adaptive equipment financing
  • Pediatric therapy plans
  • Home modification loans
Simple Process

Get Started in Minutes, Not Days

Our streamlined setup means you can start offering financing to your patients today.

1

Create Account

Sign up in under 5 minutes with basic practice information. No credit check required for providers.

2

Customize Plans

Set your preferred payment options, interest rates, and approval criteria for your patients.

3

Share with Patients

Send financing links via text, email, or present options during in-person consultations.

4

Get Paid

Receive full payment upfront while we handle the monthly billing. Zero risk to your practice.

$50M+

Treatment Financed

2,000+

Active Providers

94%

Patient Approval Rate

40%

Avg. Revenue Increase

Testimonials

Trusted by Therapists Nationwide

"TheraCredit transformed my practice. I was losing patients who couldn't afford ongoing therapy sessions. Now I can offer flexible plans and my patient retention has increased by 60%."

Dr. Sarah Chen

Dr. Sarah Chen

Licensed Psychologist

"The setup was incredibly easy. I was skeptical about adding 'financing' to my practice, but TheraCredit handles everything. I get paid immediately and my patients get the care they need."

Marcus Rodriguez

Marcus Rodriguez

Physical Therapist, DPT

"As an occupational therapist working with pediatric patients, insurance doesn't always cover everything we need. TheraCredit helps families afford adaptive equipment and comprehensive treatment plans."

Emily Watson

Emily Watson

Occupational Therapist

Pricing

Simple, Transparent Pricing

No hidden fees, no long-term contracts. Just simple rates that help your practice grow.

Starter

Perfect for solo practitioners

2.9% + $0.30 per transaction
  • Credit card processing
  • Up to 10 patient financing plans/month
  • Basic reporting dashboard
  • Email support
Most Popular

Professional

For growing practices

2.6% + $0.25 per transaction
  • Everything in Starter
  • Unlimited patient financing
  • 0% APR promotional tools
  • Advanced analytics
  • Priority phone support

Enterprise

Multi-provider practices

Custom
  • Everything in Professional
  • Multi-location management
  • API access
  • Dedicated account manager
  • Custom integrations
FAQ

Frequently Asked Questions

Ready to Help More Patients?

Join thousands of healthcare providers who are removing financial barriers and growing their practices with TheraCredit.

No setup fees • No monthly minimums • Cancel anytime